Your One Stop for
Business Funding
When you need it most
Fast To Fund
Easy To Apply
Quick & easy access to funds to help you take that next step today.
Ready To Move Your Business Forward?
Business Funding Calculators & Relief Tools
Know your numbers before you apply. Our calculators are built specifically for unsecured business financing, based on how real lenders evaluate applications.

Business Loan Calculator
Calculate your loan payments and see how much you can save. Get funding in as little as 24 hours with Benifyt.

Business Line Of Credit Calculator
Calculate your monthly payments and see your complete amortization schedule for your business line of credit.

Business MCA Buyout Calculator
See how much cash flow you can free up by consolidating your merchant cash advances and business debt.
Want to See Real Funding Options
Based on Your Numbers?
Calculators give estimates. Eligibility shows what your business can actually qualify for.
Free • No hard credit pull • Takes under 30 seconds
How Benifyt Works
Simple. Transparent. Built for real business owners.

Use calculators to understand your payments and costs
Get clear estimates before making any decisions.

Check eligibility in under 30 seconds
Quick pre-qualification with no hard credit pull.

Get matched with funding options that fit your business
Get clear estimates before making any decisions.
Unsecured Business Funding Options
We specialize in fast and flexible funding solutions for U.S. small businesses.

Merchant Cash Advances
Fast funding based on your future sales.

Business Term Loans
Fixed monthly payments for predictable budgeting.

Business Lines of Credit
Flexible access to funds when you need them.

Business Debt Consolidation
Simplify multiple payments into one.
Funding options depend on eligibility and business profile.
Why U.S. Small Businesses Choose Benifyt
Benifyt is built to help business owners understand their funding options before committing.
Focused exclusively on unsecured business financing
Transparent payment estimates before you apply
Multiple lender options
Fast approvals for qualified businesses
Works with most industries nationwide
Trusted Partner
Helping small businesses make smarter funding decisions
Those who trust us says:
EXCELLENT Based on 11 reviews Posted on Jamil WarrenTrustindex verifies that the original source of the review is Google. They are unlike anyone else. A real person with integrity and kept his word. I will only do business with him when it comes to Funding.Posted on Michael EnglishTrustindex verifies that the original source of the review is Google. Benefit is a very efficient, trustworthy and result driven company that I would recommend to anyone that is looking for financing for their business! Their staff is easy to communicate with and they never gave up on getting me exactly what I needed to grow my company! THANK YOU BENIFYTPosted on Cleveland Laundry ServiceTrustindex verifies that the original source of the review is Google. I appreciate the level of service and reliability they provided and would gladly work with them again. Highly recommended for anyone looking for a trustworthy and dependable lending partner.Posted on Sandeep ChhabraTrustindex verifies that the original source of the review is Google. Great experience dealing with them in the past .Posted on Susan PowellTrustindex verifies that the original source of the review is Google. Amazing Loan Process/Excellent Service I contacted BENIFYT as I needed funds to clear up an urgent business matter. The team members I dealt with were incredibly courteous, patient and professional. They really listened to what my needs were and what I was able to comfortably afford. They made the loan application process as easy as was possible and got me the best product to meet my needs. This loan saved my sanity and helped me out of a very difficult financial situation. This loan was a game changer for me. It allowed me piece of mind and the affordable payments are actually allowing me to grow my company. The BENIFYT team answered all my questions throughout the process and maintained clear communication from start to finish. This will be my company of choice for any financing needs I may have in the future. It is rare to find such honesty and integrity in the business financing industry but with BENIFYT I found both. I highly recommend this company to any company with financing needs. Thank you BENIFYTPosted on Nir YaishTrustindex verifies that the original source of the review is Google. Very helpful and i really recommendPosted on Lester PerezTrustindex verifies that the original source of the review is Google. Everything was superb! The offer, the communication, the efficiency. they provided excellent service every step of the way. Very pleasant to work with and extremely diligent. Looking forward to working with Benifyt. thank you Everyone!








